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Actuarial assumption
In the case of retirement plans, an estimate made for the purposes of calculating benefits. Possible variables include Life expectancy , Return on investments, Interest rates, and compensation. By calculating the possible payout of Benefit , the Actuary can determine what premium to Charge and what amount the Insurance company should set aside as readily available Cash or Liquid securities.
Related Terms: 19
Actuary , Benefit , Cash , Charge , CTA , CLU , ECU , Insurance , Interest , Inc. , Interest rate , ITS , Life expectancy , Liquid , Quid , Retire , Return , SEC , Term
Semi Related Terms: 778 CLICK HERE TO VIEW
10-Q ,
401(k) plan ,
403(b) plan ,
457 plan ,
Allowance for depreciation ,
Available assets ,
Average accounting return ,
Adjustable rate ,
Accrual of discount ,
Accrued interest ,
Amortization of premium ,
At par ,
All or any part ,
At best ,
At call ,
Adjustable rate preferred stock ,
Automatic reinvestment plan ,
Accelerated benefits ,
Accidental death benefit ,
Actuary ,
Adjustable life insurance ,
At risk ,
Annual return ,
Add-on service ,
Abstract of title ,
Action to quiet title ,
As is ,
Assignment to creditors ,
Attorney in fact ,
Adjustable Rate Mortgage ,
Advance rate ,
Amortization term ,
Annual Percentage Rate ,
Applicable federal rate ,
Assignment of mortgage ,
Average life ,
A shares ,
Automatic investment plan ,
At the money ,
Absorption rate ,
Age-weighted plan ,
Across the board ,
Additional paid-in capital ,
Ad valorem ,
Amended return ,
Amount recognized ,
Against the box ,
At the bell ,
At the close ,
At the figure ,
At the full ,
At the market ,
At the opening order ,
Automated Pricing and Reporting System ,
Away from the market ,
Back pay ,
Below the line ,
Books of final entry ,
Books of original entry ,
Burn rate ,
Bank holding company ,
Banking Act of 1933 ,
Benchmark interest rate ,
Bid-to-cover ratio ,
Bureau of Public Debt ,
Brought over the wall ,
Buying on margin ,
Buy on close ,
Buy on opening ,
Buy the book ,
Balance of payments ,
Bank Rate ,
Base interest rate ,
Board of Governors ,
Benefit ,
Breaking the syndicate ,
Bill of exchange ,
Bill of sale ,
Breach of trust ,
By the book ,
Bailing out ,
Bank term loan ,
Base rate ,
Blended rate ,
Broker loan rate ,
B shares ,
Buy and write ,
Benefit offset ,
Benefits administration ,
Buy-side ,
Balanced investment strategy ,
Break-even tax rate ,
Breadth-of-market theory ,
Beat the gun ,
Capital investment ,
Capitalized interest ,
Cash ,
Cash asset ratio ,
Cash basis ,
Cash budget ,
Cash control ,
Cash conversion cycle ,
Cash cycle ,
Cash earnings ,
Cash equivalence ,
Cash journal ,
Cash ratio ,
Charge ,
Cost Of Goods Sold ,
Cost of sales ,
Cash reserves ,
Compound interest ,
Cash equivalents ,
Certificate of Participation ,
Committee on Uniform Securities Identification Procedures ,
Conversion premium ,
Coupon rate ,
Current production rate ,
Call money rate ,
Cash account ,
Closed out ,
Code of procedure ,
Cash dividend ,
Capitalization of income ,
Capitalization rate ,
Cap rate ,
Civilian unemployment rate ,
Cost of Living Adjustment ,
Cost-of-living index ,
Council of Economic Advisers ,
Carrying charge ,
Cash and carry trade ,
Cash commodity ,
Cash market ,
Cash price ,
Cash settlement ,
Chasing the market ,
Cheapest to deliver ,
Chicago Board of Trade ,
Commodities Exchange Act ,
CTA ,
Cash surrender value ,
Cash value ,
Cash value life insurance policy ,
Cash withdrawal ,
Casualty insurance ,
Chartered Life Underwriter ,
CLU ,
Combination plans ,
Convertible term insurance ,
Cost-of-living rider ,
Credit insurance ,
Credit life insurance ,
Certificate of stock ,
Cost of carry ,
Certificate of title ,
Contract for deed ,
Cancellation of debt ,
Cash advance ,
Cash collateral ,
Cash credit ,
Cash-out refinancing ,
Certificate of Claim ,
Charge card ,
Consumer interest ,
Cost of debt capital ,
Cost of funds ,
Crowding out ,
Controlled company ,
Closed-end investment company ,
Contingent deferred sales charge ,
C shares ,
Class of options ,
Close to the money ,
Cash Against Documents ,
Certificate of Occupancy ,
Cloud on title ,
Cafeteria plan ,
Cash-balance plan ,
Cash or Deferred Arrangement ,
Collectively bargained plan ,
Cash sale ,
Class A Shares ,
Class B Shares ,
Crash of 1929 ,
Crash of 1987 ,
Constant dollar plan ,
Child and dependent care credit ,
Consolidated tax return ,
Coefficient of determination ,
Cup and handle ,
Cash buying ,
Cash delivery ,
Certificate of delivery ,
Close a position ,
Close out ,
Cornering the market ,
Curbs in ,
Curbs out ,
Deferred charge ,
Deposit in transit ,
Date of issue ,
Date of payment ,
Deferred interest bond ,
Drawn securities ,
Division of Enforcement ,
Division of Investment Management ,
Division of Market Regulation ,
Date of record ,
Dividend in arrears ,
Dividend payout ratio ,
Dividend rate ,
Dividend Reinvestment Plan ,
Dividend rollover plan ,
Desk (the) ,
Diminishing return ,
Discount rate ,
Division of labor ,
Death benefit ,
Decreasing term life ,
Disability insurance ,
Dual life insurance ,
Discounted Cash Flow Analysis ,
De-escalation clause ,
De facto ,
Doing business as ,
Durable Power of Attorney ,
Date of maturity ,
Debtor in possession ,
Debtor-in-possession financing ,
Debt retirement ,
Deed of Release ,
Deed of Trust ,
Discharge of bankruptcy ,
Discharge of lien ,
Due-on-sale clause ,
Dual-purpose fund ,
Deep in the money ,
Deep out of the money ,
Deed of Surrender ,
Department of Housing and Urban Development ,
Defined benefit plan ,
Defined contribution plan ,
Defensive investment strategy ,
Dogs of the Dow ,
Depth of market ,
Effective annual interest rate ,
Eurodollar certificate of deposit ,
Exact interest ,
Equity risk premium ,
Escrowed to maturity ,
Ex-legal ,
Either-or order ,
ECU ,
Exchange rate ,
Economic growth rate ,
Edge Act ,
E-mini ,
Exchange for futures ,
Exchange for physical ,
Exchange of spot ,
Exchange versus cash ,
Ex-pit transaction ,
Excess insurance ,
Executive indemnity insurance ,
Effective tax rate ,
Employee Stock Purchase Plan ,
Ex-all ,
Expected return ,
Explicit interest ,
Ex-warrants ,
Earned benefit ,
Employee Retirement Income Security Act of 1974 ,
Ex-rights ,
Ex-rights date ,
First In First Out ,
Fixed-charge coverage ratio ,
Form 10-Q ,
Federal Deposit Insurance Corporation ,
Federal Savings and Loan Association ,
Face-amount certificate ,
Flight to quality ,
Floating-rate bond ,
Flow of funds ,
Fill or kill ,
Front-ending an order ,
Floating exchange rate ,
Foreign exchange rate ,
Forward exchange rate ,
Forward P/E ,
Factors of production ,
Favorable balance of trade ,
Federal Reserve Discount Rate ,
Foreign direct investment ,
Face amount ,
Fee-for-service ,
Fixed benefits ,
Fixed premium ,
Form S-1 ,
Friends and family offering ,
Fair Credit Reporting Act ,
Fair Debt Collection Practices Act ,
Finance charge ,
Finance company ,
Fixed rate ,
Fixed-rate loan ,
Fixed-Rate Mortgage ,
Floating rate ,
Forward interest rate ,
Forward Rate Agreement ,
Full faith and credit ,
Family of funds ,
Fund of funds ,
Finite-life REIT ,
Free and clear ,
Federal Insurance Contributions Act ,
Flexible benefit plan ,
Frozen plan ,
Fixed investment trust ,
Free right of exchange ,
Federal ID Number ,
Government securities ,
Government Securities Clearing Corporation ,
Guaranteed Investment Contract ,
General Securities Representative Examination ,
Glass-Steagall Act ,
G-7 ,
General Agreement on Tariffs and Trade ,
G-8 ,
Group insurance ,
Growth and income fund ,
Gather in the stops ,
Hart-Scott-Rodino Act of 1976 ,
Hit the bid ,
House of issue ,
Hazard insurance ,
Health insurance ,
Health Insurance Portability and Accountability Act ,
Holding company ,
Holder in due course ,
Hang out loan ,
Home equity line of credit ,
Home Mortgage Disclosure Act ,
Head and shoulders ,
Hammering the market ,
Held at the opening ,
Holding the market ,
Investment flows ,
Interest-bearing ,
In escrow ,
Interest rate collar ,
Interest rate risk ,
Interest rate swap ,
Intermediate-term ,
International Securities Identification Number ,
Investment bill ,
Investment-grade bond ,
Investment letter ,
Investment security ,
Investment value ,
In-house ,
Investment Advisor Act of 1940 ,
Investment bank ,
Investment banker ,
Investment Bankers Association ,
Investment banking ,
Investment banking group ,
Investment Company Act of 1940 ,
In line ,
Inflation rate ,
Investment multiplier ,
Interest rate futures ,
Interbank Rate ,
Insurable interest ,
Insurance ,
Insurance agent ,
Insurance broker ,
Insurance carrier ,
Insurance claim ,
Insurance examiner ,
Insurance policy ,
Insurance premium ,
Insider Trading sanctions Act of 1984 ,
Interest ,
Interest expense ,
Internal Rate of Return ,
Indication of interest ,
Inc. ,
In intestacy ,
Inter vivos trust ,
Imputed interest ,
Interest deduction ,
Interest-only loan ,
Interest rate ,
Interest rate cap ,
Interest rate ceiling ,
Interest rate floor ,
In play ,
In-process research and development ,
Investment company ,
Investment fund ,
Investment objective ,
Investment policy ,
Investment trust ,
Interest rate option ,
I/O strip ,
Inchoate interest ,
Interest-only strip ,
Investment property ,
Incidental benefit ,
In-service withdrawal ,
Investment philosophy ,
Individual tax return ,
Imbalance of orders ,
In and out ,
In sympathy ,
In the tank ,
ITS ,
Jointly and severally ,
Jumping the gun ,
Joint and several liability ,
Joint and survivor annuity ,
Joint life annuity ,
Joint Stock Company ,
Joint return ,
Joint tax return ,
Knock-out option ,
Keogh Plan ,
Last In First Out ,
Lender of last resort ,
Law of one price ,
Long-term ,
Lending at a rate ,
Limit-on-close order ,
Law of demand ,
Law of supply ,
London International Financial Futures and Options Exchange ,
Limited company ,
London Inter-Bank Offer Rate ,
Level premium insurance ,
Level term insurance ,
Life expectancy ,
Life insurance ,
Living benefits ,
Long-term care insurance ,
Liquid ,
Long-term debt ,
Long-Term Equity Anticipation Securities ,
Letter of comment ,
Line of credit ,
Loan-to-cost ,
Loan-to-value ,
Lock-in ,
Long-term mortgage ,
Load-adjusted return ,
Long-term lease ,
Life annuity ,
Life expectancy method ,
Leading the market ,
Limited Liability Company ,
Locked in ,
Long-term gain or loss ,
Level I quotes ,
Liquid market ,
Modified cash basis ,
Mutual company ,
Medium-term ,
Medium-term bond ,
Municipal bond insurance ,
Municipal Bond Insurance Association ,
Municipal investment trust ,
Make a market ,
Margin rate ,
Market if touched order ,
Market on close order ,
Mark-to-market ,
Medium of exchange ,
Marginal propensity to consume ,
Major medical insurance ,
Mortgage life insurance ,
Market rate ,
Money at call ,
Mortgage interest deduction ,
Mortgage rate ,
Management company ,
Marketable securities ,
Mill rate ,
Mean return ,
Market return ,
Net interest margin ,
Net investment ,
Non-cash expense ,
Negotiable certificate of deposit ,
Negotiable Order of Withdrawal ,
Nominal rate ,
Non-interest-bearing note ,
Notice of Sale ,
National Association of Securities Dealers ,
National Association of Securities Dealers Automated Quotations system ,
National Securities Clearing Corporation ,
National Securities Trade Association ,
Nonparticipating life insurance policy ,
Null and void ,
Notice of Default ,
Notional principal amount ,
National Association of Real Estate Investment Trusts ,
Non-investment property ,
Non-contributory plan ,
Nonforfeitable benefit ,
Non-insured plan ,
Non-qualified retirement plan ,
Normal retirement age ,
Off the books ,
One time charge ,
Operating cash flows ,
Other long term liabilities ,
Office of Thrift Supervision ,
Ordinary interest ,
Out-of-favor ,
Over-the-Counter ,
On-floor order ,
On margin ,
Or better ,
Operating rate ,
Open interest ,
Offshore company ,
Opinion of title ,
On account ,
On-the-spot loan ,
Open-end management company ,
Option premium ,
Out of the money ,
Old age, survivors, and disability insurance ,
On-balance volume ,
On close ,
On open ,
On the opening ,
Petty cash ,
Pooling of interests ,
Pre-depreciation profit ,
Pre-tax profit margin ,
Profit and loss statement ,
Pass-through coupon rate ,
Payment-in-kind security ,
Premium bond ,
Premium over bond value ,
Premium over conversion value ,
Price Value of a Basis Point ,
Public purpose bond ,
Payment for order flow ,
Public Securities Association ,
Purpose loan ,
Payout ratio ,
P&L ,
Provision for income taxes ,
Participating insurance ,
Periodic payment plan ,
Pre-existing conditions ,
Private Mortgage Insurance ,
Premium raid ,
Public company ,
Power of Attorney ,
Personal interest ,
Prepaid interest ,
Prime rate ,
Principal amount ,
Prioritization of debt ,
Performance-based compensation ,
Prime rate fund ,
Premium income ,
Pension benefit ,
Pension Benefit Guaranty Corporation ,
Pension plan ,
Plan asset ,
Plan sponsor ,
Prototype plan ,
Prudent Expert Act ,
Paid-in capital ,
Paid-in surplus ,
Percent held by institutions ,
Pre-syndicate bid ,
Private company ,
Private Investment in Public Equity ,
Portfolio insurance ,
Preservation of capital ,
Point-and-figure chart ,
Painting the tape ,
Priced out ,
Quid ,
Qualified retirement plan ,
Quick turn ,
Reports and Records ,
Retention rate ,
Return of capital ,
Return on Capital ,
Return on Invested Capital ,
Return on Total Assets ,
Risk adjusted return ,
Run rate ,
Real interest rate ,
Regulation Q ,
Rate covenant ,
Real Estate Mortgage Investment Conduit ,
Retire ,
Return ,
Reading the tape ,
Regulation D ,
Regulation G ,
Regulation T ,
Regulation U ,
Round of funding ,
Rules of Fair Practice ,
Rate of exchange ,
Reciprocal of European terms ,
Regulated investment company ,
Real economic growth rate ,
Round turn ,
Registered Retirement Savings Plan ,
Reduced paid-up insurance ,
Replacement cost insurance ,
Registered Company ,
Regulation A ,
Right of first refusal ,
Right of rescission ,
Right to Know ,
Rate-improvement ,
Rate lock ,
Renegotiable rate ,
Revolving line of credit ,
Right of recourse ,
Rule of 78 ,
Right of redemption ,
Retirement Equity Act of 1984 ,
Risk/return trade-off ,
Risk premium ,
Return on Capital Employed ,
Rate of return ,
Real rate of return ,
SEC filing ,
Selling, General and Administrative Expenses ,
SG&A ,
Sales charge ,
Savings and Loan ,
Savings Association Insurance Fund ,
Short-term reserves ,
Sight letter of credit ,
Simple interest ,
S&L ,
SEC ,
Securities and Exchange Commission ,
Short-term ,
Spot rate ,
SEC fee ,
Securities analyst ,
Securities Industry Association ,
Securities Investor Protection Corporation ,
Securities loan ,
Segregation of securities ,
Sell-side analyst ,
Sell the book ,
Savings rate ,
Standard of living ,
Supply-side economics ,
Swap rate ,
Second-to-die insurance ,
Self insurance ,
Single-premium life insurance ,
Stock life insurance company ,
Survivor benefit ,
Survivorship insurance ,
Short interest ,
Short interest ratio ,
Stock bonus plan ,
Stock option plan ,
Statute of Limitations ,
Statutory investment ,
Sale and leaseback ,
Satisfaction of debt ,
Securities lending ,
Security interest ,
Start rate ,
Staggered board of directors ,
Systematic investment plan ,
Selling the spread ,
Savings Incentive Match Plan for Employees ,
Self-directed retirement account ,
SEP Plan ,
Single-employer plan ,
Single-life annuity ,
Single-Premium Deferred Annuity ,
Summary plan description ,
Surrender charge ,
Selling short against the box ,
Shorting against the box ,
S Corporation ,
Short-term gain or loss ,
Standard mileage rate ,
Subchapter M ,
Subchapter S Corporation ,
Schedule C ,
Securities Act of 1933 ,
Securities Acts Amendments of 1975 ,
Securities Exchange Act of 1934 ,
Securities fraud ,
Seek a market ,
S&P phenomenon ,
Stop and reverse ,
Stopped out ,
Times interest earned ,
Term CD ,
T-Bill ,
Term ,
Term bond ,
Term to maturity ,
Take a position ,
Total return ,
Trailing P/E ,
Term insurance ,
Title insurance ,
Total return index ,
Tenancy by the entirety ,
Trust company ,
Teaser rate ,
Term deposit ,
Term loan ,
Truth in Lending ,
Term trust ,
Tenancy at will ,
Title company ,
Top hat plan ,
The Street ,
Timing the market ,
Taxpayer Relief Act of 1997 ,
Tax Reform Act of 1986 ,
Tax Reform Act of 1993 ,
Tax return ,
Top out ,
Take a bath ,
Term repo ,
Term sheet ,
U.S. Government Agency Security ,
U.S. Savings Bond ,
U.S. Treasury ,
U.S. Treasury Bill ,
U.S. Treasury Bond ,
U.S. Treasury Note ,
U.S. Treasury Securities ,
Uniform Securities Act ,
Unemployment rate ,
Umbrella liability insurance ,
Universal life ,
Unearned interest ,
Underfunded pension plan ,
Unit Investment Trust ,
Unit of trade ,
Unit of trading ,
Variable rate ,
Vanishing premium policy ,
Variable life ,
Variable universal life ,
Voluntary accumulation plan ,
Variable ratio write ,
Variable ratio plan ,
With interest ,
Williams Act ,
Waiver of premium ,
Workers Compensation ,
Widow-and-orphan stock ,
W-2 Form ,
W formation ,
When, as, and if issued ,
X or XD ,
Year-To-Date ,
Yield to call ,
Yield to maturity ,
Yield to worst ,
Y shares ,
Zero-investment portfolio