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Adjusted balance method
A technique for calculating Finance charges (such as in a bank account, Charge account, or Credit card account) based on the Account balance remaining after adjustments are made for payments and credits during the billing period. Interest charges are usually lower under this method than under other methods, such as Average daily balance and previous Balance methods.
Related Terms: 21
Account , Adjustment , Account balance , Average daily balance , Average , Balance , Bill , Base , Charge , Credit card , Car , Credit , Finance , Finance charge , FIN , Interest , ITS , Low , Owe , Previous balance method , Ring
Semi Related Terms: 495 CLICK HERE TO VIEW
10-Q ,
10-K ,
52-week low ,
Account ,
Account statement ,
Adjusted balance method ,
Adjustment ,
Allowance for depreciation ,
Average accounting return ,
Average collection period ,
Account aggregation ,
Account balance ,
Active account ,
Agent bank ,
Alternate account ,
Asset management account ,
Average daily balance ,
Average daily balance method ,
Accrued interest ,
After-tax basis ,
At par ,
Account executive ,
All or any part ,
At best ,
At call ,
Average equity ,
All-risks coverage ,
At risk ,
Add-on service ,
As is ,
Attorney in fact ,
Adjustment bureau ,
Adjustment date ,
After acquired clause ,
After-acquired collateral ,
Asset-based finance ,
Asset-based lending ,
Average life ,
A shares ,
Assets under management ,
Average price per share ,
At the money ,
Average option ,
After-tax contributions ,
Age-weighted plan ,
Annuity factor method ,
Average contribution percentage ,
Across the board ,
Additional paid-in capital ,
Average ,
Average daily volume ,
Average down ,
Average up ,
Adoption credit ,
Ad valorem ,
After-tax ,
After-hours trading ,
Against the box ,
At the bell ,
At the close ,
At the figure ,
At the full ,
At the market ,
At the opening order ,
Automated Pricing and Reporting System ,
Away from the market ,
Back pay ,
Balance ,
Bank reconciliation ,
Below the line ,
Billing cycle ,
Book value per share ,
Bank credit ,
Bank draft ,
Bank holding company ,
Bank Holiday ,
Bank Note ,
Bank Trust Department ,
Bank-eligible issues ,
Benchmark interest rate ,
Bill ,
Bill pass ,
Brought over the wall ,
Buying on margin ,
Buy on close ,
Buy on opening ,
Buy the book ,
Basic earnings per share ,
Balance of payments ,
Bank Rate ,
Base interest rate ,
Base period ,
Base-year analysis ,
Breaking the syndicate ,
Bill of exchange ,
Bill of sale ,
By the book ,
Balloon payment ,
Bank term loan ,
Base rate ,
Business credit ,
Business finance companies ,
B shares ,
Buy and write ,
Blackout period ,
Broad-base index ,
Behavioral finance ,
Base ,
Beat the gun ,
Capitalized interest ,
Charge ,
Contra account ,
Credit order ,
Central assets account ,
Checking account ,
Commercial bank ,
Compensating balance ,
Compound interest ,
Consumer bank ,
Credit card ,
Credit union ,
Custodial account ,
Committee on Uniform Securities Identification Procedures ,
Credit analyst ,
Credit risk ,
Cash account ,
Credit balance ,
Capital account ,
Cost of Living Adjustment ,
Credit squeeze ,
Current account ,
Car ,
Carrying charge ,
Cash and carry trade ,
Chasing the market ,
Credit insurance ,
Credit life insurance ,
Contract for deed ,
Cash credit ,
Charge card ,
Closed-end credit ,
Commercial credit ,
Commercial finance ,
Consumer credit ,
Consumer interest ,
Credit ,
Credit agency ,
Credit default swap ,
Credit derivative ,
Credit enhancement ,
Credit limit ,
Credit line ,
Credit score ,
Cure period ,
Contingent deferred sales charge ,
C shares ,
Close to the money ,
Credit spread ,
Cloud on title ,
Cash-balance plan ,
Cash or Deferred Arrangement ,
Class A Shares ,
Class B Shares ,
Child and dependent care credit ,
Cup and handle ,
Close a position ,
Cornering the market ,
Curbs in ,
Declining balance method ,
Deferred charge ,
Deferred credit ,
Double-declining balance depreciation method ,
Dealer bank ,
Debit card ,
Deposit in transit ,
Drawing account ,
Date of payment ,
Deferred interest bond ,
Delivery vs. payment ,
Discretionary account ,
Distribution period ,
Dividend in arrears ,
Desk (the) ,
Daily trading limit ,
Dow Jones Industrial Average ,
De-escalation clause ,
De facto ,
Doing business as ,
Debit balance ,
Debtor in possession ,
Debtor-in-possession financing ,
Deferred payment ,
Down payment ,
Due-on-sale clause ,
Deep in the money ,
Deep out of the money ,
Department of Housing and Urban Development ,
Deferred account ,
Deferred payment annuity ,
Dogs of the Dow ,
Daily high ,
Daily low ,
Due bill ,
Effective annual interest rate ,
Exact interest ,
Either-or order ,
E-mini ,
Exchange for futures ,
Exchange for physical ,
European Central Bank ,
Export-Import Bank ,
Ex-all ,
Explicit interest ,
Earned income tax credit ,
Education credit ,
First In First Out ,
Fixed-charge coverage ratio ,
Form 10-Q ,
Federal Savings and Loan Association ,
Frozen account ,
Finance ,
Fictitious credit ,
Fill or kill ,
Front-ending an order ,
Forward P/E ,
Fully diluted earnings per share ,
Favorable balance of trade ,
Federal Reserve Bank ,
Fee-for-service ,
Form 8-K ,
Form S-1 ,
Friends and family offering ,
Fair Credit Reporting Act ,
Finance charge ,
Finance company ,
Forward interest rate ,
Full faith and credit ,
Free and clear ,
Flexible spending account ,
FIN ,
General account ,
G-7 ,
General Agreement on Tariffs and Trade ,
G-8 ,
Grace period ,
Graduated payment ,
Growth and income fund ,
Gather in the stops ,
Hit the bid ,
House account ,
Health Insurance Portability and Accountability Act ,
High-tech stock ,
Holder in due course ,
High credit ,
Home equity line of credit ,
Holding period ,
Hope credit ,
Head and shoulders ,
High-low index ,
Hammering the market ,
Held at the opening ,
Holding the market ,
Inactive account ,
Insured account ,
Interest-bearing ,
In escrow ,
Interest rate collar ,
Interest rate risk ,
Interest rate swap ,
Investment bill ,
In-house ,
Investment bank ,
In line ,
Interest rate futures ,
Insurable interest ,
Interest ,
Interest expense ,
Indication of interest ,
In intestacy ,
Inter vivos trust ,
Impaired credit ,
Imputed interest ,
Interest deduction ,
Interest-only loan ,
Interest rate ,
Interest rate cap ,
Interest rate ceiling ,
Interest rate floor ,
In play ,
In-process research and development ,
Interest rate option ,
I/O strip ,
Inchoate interest ,
Interest-only strip ,
Immediate payment annuity ,
In-service withdrawal ,
In and out ,
In sympathy ,
In the tank ,
ITS ,
Joint account ,
Jointly and severally ,
Jumping the gun ,
Joint and several liability ,
Just title ,
Joint and survivor annuity ,
Last In First Out ,
Lending at a rate ,
Limit-on-close order ,
Local bill ,
Loose credit ,
London International Financial Futures and Options Exchange ,
London Inter-Bank Offer Rate ,
Lockup period ,
Legal age ,
Line of credit ,
Lock-in ,
Life expectancy method ,
Leading the market ,
Lifetime learning credit ,
Locked in ,
Long-term gain or loss ,
Level I quotes ,
Low ,
Member bank ,
Money center bank ,
Mutual Savings Bank ,
Make a market ,
Managed account ,
Margin account ,
Market on close order ,
Merchant bank ,
Minimum payment ,
Money at call ,
Mortgage interest deduction ,
Moving Average Convergence/Divergence ,
Mixed account ,
Net interest margin ,
National Bank ,
National Credit Union Administration ,
Nostro account ,
Non-interest-bearing note ,
Notice period ,
Null and void ,
Non-revolving credit card ,
Normal retirement age ,
Off-balance-sheet financing ,
Off the books ,
One time charge ,
Other current assets ,
Other long term liabilities ,
Ordinary interest ,
Over-the-Counter ,
On-floor order ,
On margin ,
Option account ,
Or better ,
Other income ,
Omnibus account ,
Open interest ,
On account ,
On-the-spot loan ,
Open-end credit ,
Original principal balance ,
Owe ,
Out of the money ,
Old age, survivors, and disability insurance ,
On-balance volume ,
On close ,
On open ,
On the opening ,
Pre-depreciation profit ,
Pre-tax profit margin ,
Profit and loss statement ,
Payment date ,
Payment-in-kind security ,
Price Value of a Basis Point ,
Payment for order flow ,
P&L ,
Primary earnings per share ,
Provision for income taxes ,
Periodic payment plan ,
Pre-existing conditions ,
Per stirpes ,
Past-due balance method ,
Personal interest ,
Prepaid interest ,
Previous balance method ,
Principal balance ,
Performance-based compensation ,
Paid-in capital ,
Paid-in surplus ,
Payback period ,
Pre-syndicate bid ,
Private Investment in Public Equity ,
Point-and-figure chart ,
Painting the tape ,
Quiet period ,
Reports and Records ,
Return on Capital ,
Return on Invested Capital ,
Return on Total Assets ,
Real interest rate ,
Regional bank ,
Regulation Q ,
Remaining maturity ,
Reading the tape ,
Receive against payment ,
Receive versus payment ,
Regulation D ,
Regulation G ,
Regulation T ,
Regulation U ,
Restricted account ,
Red herring ,
Regulation A ,
Remaining principal balance ,
Revolving line of credit ,
Redemption period ,
Return on Capital Employed ,
Ring ,
Selling, General and Administrative Expenses ,
SG&A ,
Sales charge ,
Savings account ,
Savings and Loan ,
Savings bank ,
Sight letter of credit ,
Simple interest ,
S&L ,
State bank ,
Stop payment ,
Securities and Exchange Commission ,
Sell the book ,
Sweep account ,
Separate account ,
Short interest ,
Short interest ratio ,
Sale and leaseback ,
Secured credit card ,
Security interest ,
Single-payment loan ,
Standard payment calculation ,
Structured finance ,
Selling the spread ,
Savings Incentive Match Plan for Employees ,
Self-directed retirement account ,
Surrender charge ,
Selling short against the box ,
Shorting against the box ,
S Corporation ,
Short-term gain or loss ,
Subchapter M ,
Subchapter S Corporation ,
Simple moving average ,
Schedule C ,
Seek a market ,
S&P phenomenon ,
Stop and reverse ,
Times interest earned ,
Trial balance ,
T-Bill ,
Treasury Bill ,
Take a position ,
Trailing P/E ,
Tenancy by the entirety ,
Truth in Lending ,
Tenancy at will ,
Transfer payments ,
The Street ,
Timing the market ,
Taxable wage base ,
Tax base ,
Take a bath ,
U.S. Government Agency Security ,
U.S. Savings Bond ,
U.S. Treasury ,
U.S. Treasury Bill ,
U.S. Treasury Bond ,
U.S. Treasury Note ,
U.S. Treasury Securities ,
Undermargined account ,
Unearned interest ,
Unified Tax Credit ,
Vesting period ,
With interest ,
Wrap account ,
World Bank ,
Widow-and-orphan stock ,
W-2 Form ,
W formation ,
When, as, and if issued ,
X or XD ,
Y shares ,
Zero-base budgeting