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Fair Debt Collection Practices Act

A 1977 federal law that serves to regulate 

Collection

 agencies. The FDCPA outlines the conditions under which these agencies may operate in an effort to prevent deception, harassment, and other unfair debt 

Collection

 practices.



Related Terms: 5

Collection

,

CPA

,

Debt

,

Fed

,

NFA


Other Related Pages:

Category: Lending_and_Credit


Starting With: F


Semi Related Terms: 432  CLICK HERE TO VIEW

12b-1 funds

,

Allowance for depreciation

,

Average collection period

,

Adjustable rate

,

At par

,

All or any part

,

At best

,

At call

,

Adjustable rate preferred stock

,

At risk

,

Add-on service

,

Action to quiet title

,

As is

,

Assignment to creditors

,

Attorney in fact

,

Adjustable Rate Mortgage

,

Advance rate

,

Annual Percentage Rate

,

Applicable federal rate

,

A shares

,

Assets under management

,

Average price per share

,

At the money

,

Absorption rate

,

Age-weighted plan

,

Across the board

,

Additional paid-in capital

,

Against the box

,

At the bell

,

At the close

,

At the figure

,

At the full

,

At the market

,

At the opening order

,

Automated Pricing and Reporting System

,

Away from the market

,

Below the line

,

Book value per share

,

Bottom line

,

Burn rate

,

Banking Act of 1933

,

Benchmark interest rate

,

Bid-to-cover ratio

,

Bureau of Public Debt

,

Brought over the wall

,

Buying on margin

,

Buy on close

,

Buy on opening

,

Buy the book

,

Basic earnings per share

,

Bank Rate

,

Base interest rate

,

Break-even analysis

,

Breaking the syndicate

,

By the book

,

Bailing out

,

Base rate

,

Blended rate

,

Broker loan rate

,

B shares

,

Buy and write

,

Break-even tax rate

,

Beat the gun

,

Collection

,

Collection ratio

,

CPA

,

Current debt

,

Collection float

,

Committee on Uniform Securities Identification Procedures

,

Convertible debt

,

Coupon rate

,

Current production rate

,

Call money rate

,

Closed out

,

Capitalization rate

,

Cap rate

,

Civilian unemployment rate

,

Cash and carry trade

,

Chasing the market

,

Cheapest to deliver

,

Commodities Exchange Act

,

Common-law voting

,

Contract for deed

,

Cancellation of debt

,

Cash-out refinancing

,

Chapter 7

,

Consumer debt

,

Cost of debt capital

,

Credit line

,

Crowding out

,

C shares

,

Close to the money

,

Cloud on title

,

Cash or Deferred Arrangement

,

Class A Shares

,

Class B Shares

,

Child and dependent care credit

,

Cup and handle

,

Close a position

,

Close out

,

Cornering the market

,

Curbs in

,

Curbs out

,

Debt service coverage

,

Deposit in transit

,

Debt

,

Debt capital

,

Debt-equity swap

,

Debt financing

,

Debt limit

,

Debt market

,

Debt shelf

,

Dividend in arrears

,

Dividend rate

,

Desk (the)

,

Discount rate

,

De-escalation clause

,

De facto

,

Doing business as

,

Debt consolidation

,

Debtor in possession

,

Debtor-in-possession financing

,

Debt retirement

,

Debt service

,

Due-on-sale clause

,

Deep in the money

,

Deep out of the money

,

Department of Housing and Urban Development

,

Dogs of the Dow

,

Effective debt

,

Effective annual interest rate

,

Escrowed to maturity

,

Event risk

,

Either-or order

,

Exchange rate

,

Economic growth rate

,

Edge Act

,

E-mini

,

Exchange for futures

,

Exchange for physical

,

Effective tax rate

,

Employee Retirement Income Security Act of 1974

,

Even lot

,

Even spread

,

Even up

,

First In First Out

,

Federal Deposit Insurance Corporation

,

Federal funds

,

Federal Savings and Loan Association

,

Fed funds

,

Federal Home Loan Mortgage Corporation

,

Federal National Mortgage Association

,

Federal Reserve Note

,

Flight to quality

,

Floating-rate bond

,

Federal Call

,

Fill or kill

,

Front-ending an order

,

Floating exchange rate

,

Foreign exchange rate

,

Forward exchange rate

,

Forward P/E

,

Fully diluted earnings per share

,

Fed

,

Fed bias

,

Fed Chairman

,

Federal Reserve Bank

,

Federal Reserve Board

,

Federal Reserve Discount Rate

,

Federal Reserve requirement

,

Federal Trade Commission

,

Fed pass

,

Foreign Debt

,

Fee-for-service

,

Fair market value

,

Form S-1

,

Friends and family offering

,

Fair Credit Reporting Act

,

Fair Debt Collection Practices Act

,

Federal Housing Administration

,

Fixed rate

,

Fixed-rate loan

,

Fixed-Rate Mortgage

,

Floating rate

,

Forward interest rate

,

Forward Rate Agreement

,

Full faith and credit

,

Funded debt

,

Free and clear

,

Federal Insurance Contributions Act

,

Federal ID Number

,

Federal Tax Identification Number

,

Federal tax lien

,

Fair value

,

Glass-Steagall Act

,

G-7

,

General Agreement on Tariffs and Trade

,

Gross National Debt

,

G-8

,

Growth and income fund

,

Gather in the stops

,

Hart-Scott-Rodino Act of 1976

,

Hit the bid

,

Health Insurance Portability and Accountability Act

,

Holder in due course

,

Hang out loan

,

Home equity debt

,

Home equity line of credit

,

Home Mortgage Disclosure Act

,

HUD-1 statement

,

Head and shoulders

,

Hammering the market

,

Held at the opening

,

Holding the market

,

In escrow

,

Interest rate collar

,

Interest rate risk

,

Interest rate swap

,

In-house

,

Investment Advisor Act of 1940

,

Investment Company Act of 1940

,

In line

,

Inflation rate

,

Interest rate futures

,

Interbank Rate

,

Insider Trading sanctions Act of 1984

,

Internal Rate of Return

,

In intestacy

,

Interest rate

,

Interest rate cap

,

Interest rate ceiling

,

Interest rate floor

,

In play

,

In-process research and development

,

Interest rate option

,

I/O strip

,

In-service withdrawal

,

In and out

,

In sympathy

,

In the tank

,

Jointly and severally

,

Jumping the gun

,

Joint and several liability

,

Junior debt

,

Joint and survivor annuity

,

Knock-out option

,

Last In First Out

,

Law day

,

Law of one price

,

Lending at a rate

,

Limit-on-close order

,

Law of demand

,

Law of supply

,

London International Financial Futures and Options Exchange

,

London Inter-Bank Offer Rate

,

Long-term debt

,

Liquidity event

,

Legal age

,

Line of credit

,

Loan-to-cost

,

Loan-to-value

,

Lock-in

,

Leading the market

,

Locked in

,

Long-term gain or loss

,

Level I quotes

,

Mezzanine debt

,

Make a market

,

Margin rate

,

Market on close order

,

Mark-to-market

,

May Day

,

Marginal propensity to consume

,

Monetizing debt

,

Market rate

,

Money at call

,

Mortgage debt

,

Mortgage rate

,

Mill rate

,

Nominal rate

,

National Debt

,

NFA

,

Null and void

,

Nonrecourse debt

,

Normal retirement age

,

Off the books

,

Other current assets

,

Other long term liabilities

,

Out-of-favor

,

Over-the-Counter

,

On-floor order

,

On margin

,

Or better

,

Other income

,

Operating rate

,

On account

,

On-the-spot loan

,

Out of the money

,

Old age, survivors, and disability insurance

,

Overlapping debt

,

On-balance volume

,

On close

,

On open

,

On the opening

,

Pre-depreciation profit

,

Pre-tax profit margin

,

Profit and loss statement

,

Pass-through coupon rate

,

Payment-in-kind security

,

Preferred debt

,

Price Value of a Basis Point

,

Payment for order flow

,

P&L

,

Primary earnings per share

,

Provision for income taxes

,

Private debt

,

Pre-existing conditions

,

Per stirpes

,

Prime rate

,

Prioritization of debt

,

Prime rate fund

,

Prudent Expert Act

,

Paid-in capital

,

Paid-in surplus

,

Pre-syndicate bid

,

Private Investment in Public Equity

,

Point-and-figure chart

,

Painting the tape

,

Priced out

,

Reports and Records

,

Retention rate

,

Return on Capital

,

Return on Invested Capital

,

Return on Total Assets

,

Run rate

,

Real interest rate

,

Rate covenant

,

Reading the tape

,

Regulation D

,

Regulation G

,

Regulation T

,

Regulation U

,

Rule 15c3-1

,

Rules of Fair Practice

,

Rate of exchange

,

Real economic growth rate

,

Regulation A

,

Right to Know

,

Rate-improvement

,

Rate lock

,

Renegotiable rate

,

Revolving line of credit

,

Retirement Equity Act of 1984

,

Regulation FD

,

Return on Capital Employed

,

Rate of return

,

Real rate of return

,

Selling, General and Administrative Expenses

,

SG&A

,

Straight line depreciation

,

Savings and Loan

,

S&L

,

Securities and Exchange Commission

,

Sovereign debt

,

Spot rate

,

Sell the book

,

Series 7

,

Savings rate

,

Swap rate

,

Second-to-die insurance

,

Sale and leaseback

,

Satisfaction of debt

,

Senior debt

,

Start rate

,

Subordinated debt

,

Selling the spread

,

Savings Incentive Match Plan for Employees

,

Selling short against the box

,

Shorting against the box

,

S Corporation

,

Short-term gain or loss

,

Standard mileage rate

,

Subchapter M

,

Subchapter S Corporation

,

Schedule C

,

Securities Act of 1933

,

Securities Exchange Act of 1934

,

Seek a market

,

S&P phenomenon

,

Stop and reverse

,

Stopped out

,

Top line

,

T-Bill

,

Term to maturity

,

Take a position

,

Trailing P/E

,

Tenancy by the entirety

,

Teaser rate

,

Truth in Lending

,

Tenancy at will

,

Top hat plan

,

The Street

,

Timing the market

,

Taxable event

,

Taxpayer Relief Act of 1997

,

Tax Reform Act of 1986

,

Tax Reform Act of 1993

,

Top out

,

Take a bath

,

U.S. Government Agency Security

,

U.S. Savings Bond

,

U.S. Treasury

,

U.S. Treasury Bill

,

U.S. Treasury Bond

,

U.S. Treasury Note

,

U.S. Treasury Securities

,

Underlying debt

,

Uniform Securities Act

,

Unemployment rate

,

Variable rate

,

Vertical line charting

,

Williams Act

,

Widow-and-orphan stock

,

W-2 Form

,

W formation

,

When, as, and if issued

,

X or XD

,

Year-To-Date

,

Yield to call

,

Yield to maturity

,

Yield to worst

,

Y shares


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