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Fractional reserve banking
A Banking system in which only a fraction of the total deposits managed by a bank must be kept in reserve. The amount of the deposits equals the amount of the reserves times the Deposit multiplier . In the U.S., this system is maintained by the Federal Reserve Board .
Semi Related Terms: 427 CLICK HERE TO VIEW
10-Q ,
10-K ,
Accelerated Cost Recovery System ,
Agent bank ,
Accrual of discount ,
Amortization of premium ,
Automated Order Entry System ,
Add-on service ,
Abstract of title ,
Action to quiet title ,
As is ,
Assignment to creditors ,
Attorney in fact ,
Applicable federal rate ,
Assignment of mortgage ,
A shares ,
At the money ,
Age-weighted plan ,
Across the board ,
Action ,
Additional paid-in capital ,
Amount recognized ,
Against the box ,
At the bell ,
At the close ,
At the figure ,
At the full ,
At the market ,
At the opening order ,
Automated Pricing and Reporting System ,
Away from the market ,
Bank reconciliation ,
Below the line ,
Books of final entry ,
Books of original entry ,
Bank credit ,
Bank draft ,
Bank holding company ,
Bank Holiday ,
Banking ,
Banking Act of 1933 ,
Bank Note ,
Bank Trust Department ,
Bank-eligible issues ,
Bid-to-cover ratio ,
Bureau of Public Debt ,
Brought over the wall ,
Buying on margin ,
Buy on close ,
Buy on opening ,
Buy the book ,
Balance of payments ,
Bank Rate ,
Board of Governors ,
Borrowed reserves ,
Banking syndicate ,
Breaking the syndicate ,
Bill of exchange ,
Bill of sale ,
Breach of trust ,
By the book ,
Bank term loan ,
B shares ,
Big Board ,
Bulletin board ,
Breadth-of-market theory ,
Beat the gun ,
Cost Of Goods Sold ,
Cost of sales ,
Cash reserves ,
Commercial bank ,
Consumer bank ,
Certificate of Participation ,
Committee on Uniform Securities Identification Procedures ,
Code of procedure ,
Capitalization of income ,
Cost of Living Adjustment ,
Cost-of-living index ,
Council of Economic Advisers ,
Chasing the market ,
Cheapest to deliver ,
Chicago Board of Trade ,
Commodities Exchange Act ,
Cost-of-living rider ,
Certificate of stock ,
Chicago Board Options Exchange ,
Corporate action ,
Cost of carry ,
Certificate of title ,
Class action suit ,
Cancellation of debt ,
Certificate of Claim ,
Correspondency system ,
Cost of debt capital ,
Cost of funds ,
C shares ,
Class of options ,
Close to the money ,
Certificate of Occupancy ,
Cloud on title ,
Class A Shares ,
Class B Shares ,
Crash of 1929 ,
Crash of 1987 ,
Coefficient of determination ,
Certificate of delivery ,
Close a position ,
Cornering the market ,
Curbs in ,
Dealer bank ,
Demand deposit ,
Deposit in transit ,
Deposit multiplier ,
Deposit slip ,
Direct deposit ,
Date of issue ,
Date of payment ,
Division of Enforcement ,
Division of Investment Management ,
Division of Market Regulation ,
Date of record ,
Dividend in arrears ,
Desk (the) ,
Division of labor ,
Draining reserves ,
De-escalation clause ,
De facto ,
Durable Power of Attorney ,
Date of maturity ,
Debtor in possession ,
Debtor-in-possession financing ,
Deed of Release ,
Deed of Trust ,
Discharge of bankruptcy ,
Discharge of lien ,
Due-on-sale clause ,
Deep in the money ,
Deep out of the money ,
Deed of Surrender ,
Department of Housing and Urban Development ,
Dogs of the Dow ,
Depth of market ,
Eurodollar certificate of deposit ,
Excess reserves ,
Escrowed to maturity ,
European Monetary System ,
Edge Act ,
E-mini ,
Exchange of spot ,
European Central Bank ,
Export-Import Bank ,
Expiration time ,
Employee Retirement Income Security Act of 1974 ,
Financial Accounting Standards Board ,
First In First Out ,
Form 10-Q ,
Federal Deposit Insurance Corporation ,
Federal funds ,
Federal Savings and Loan Association ,
Fed funds ,
Fractional reserve banking ,
Face-amount certificate ,
Federal Home Loan Mortgage Corporation ,
Federal National Mortgage Association ,
Federal Reserve Note ,
Flight to quality ,
Flow of funds ,
Federal Call ,
Front-ending an order ,
Forward P/E ,
Factors of production ,
Favorable balance of trade ,
Fed ,
Fed bias ,
Fed Chairman ,
Federal Reserve Bank ,
Federal Reserve Board ,
Federal Reserve Discount Rate ,
Federal Reserve requirement ,
Federal Trade Commission ,
Fed pass ,
First board ,
Face amount ,
Form 8-K ,
Form S-1 ,
Fair Credit Reporting Act ,
Fair Debt Collection Practices Act ,
Federal Housing Administration ,
FRA ,
Family of funds ,
Fund of funds ,
Federal Insurance Contributions Act ,
Free right of exchange ,
Federal ID Number ,
Federal Tax Identification Number ,
Federal tax lien ,
Glass-Steagall Act ,
G-7 ,
General Agreement on Tariffs and Trade ,
G-8 ,
Gather in the stops ,
Hart-Scott-Rodino Act of 1976 ,
Hit the bid ,
House of issue ,
Health Insurance Portability and Accountability Act ,
Holder in due course ,
Home equity line of credit ,
Home Mortgage Disclosure Act ,
Hammering the market ,
Held at the opening ,
Holding the market ,
In escrow ,
In-house ,
Investment Advisor Act of 1940 ,
Investment bank ,
Investment banking ,
Investment banking group ,
Investment Company Act of 1940 ,
In line ,
Investment multiplier ,
Insider Trading sanctions Act of 1984 ,
Internal Rate of Return ,
Indication of interest ,
In intestacy ,
Interest-only loan ,
In play ,
In-process research and development ,
I/O strip ,
Interest-only strip ,
In-service withdrawal ,
Imbalance of orders ,
In and out ,
In sympathy ,
Intermarket Trading System ,
In the tank ,
ITS ,
Jumping the gun ,
Last In First Out ,
Lender of last resort ,
Law of one price ,
Little Board ,
Lending at a rate ,
Limit-on-close order ,
Limit order information system ,
Law of demand ,
Law of supply ,
London Inter-Bank Offer Rate ,
Letter of comment ,
Legal age ,
Line of credit ,
Loan-to-cost ,
Loan-to-value ,
Lock-in ,
Land banking ,
Leading the market ,
Locked in ,
Level I quotes ,
Member bank ,
Money center bank ,
Mutual Savings Bank ,
Make a market ,
Managed account ,
Market on close order ,
Mark-to-market ,
Merchant bank ,
Medium of exchange ,
Managed economy ,
Marginal propensity to consume ,
Mortgage banking ,
Morningstar Rating System ,
Net income multiplier ,
National Bank ,
Negotiable certificate of deposit ,
Negotiable Order of Withdrawal ,
National Market System ,
Notice of Sale ,
National Association of Securities Dealers ,
National Association of Securities Dealers Automated Quotations system ,
No-Action Letter ,
Notice of Default ,
Notional principal amount ,
National Association of Real Estate Investment Trusts ,
Normal retirement age ,
National Market Advisory Board ,
Off the books ,
One time charge ,
Office of Thrift Supervision ,
OTC Bulletin Board ,
Out-of-favor ,
Over-the-Counter ,
On-floor order ,
On margin ,
Opinion of title ,
On account ,
On-the-spot loan ,
Out of the money ,
Old age, survivors, and disability insurance ,
On-balance volume ,
Off-board ,
On close ,
One man picture ,
On open ,
On the opening ,
Pooling of interests ,
Private banking ,
Payment-in-kind security ,
Price Value of a Basis Point ,
P&L ,
Power of Attorney ,
Principal amount ,
Prioritization of debt ,
Prudent Expert Act ,
Paid-in capital ,
Paid-in surplus ,
Percent held by institutions ,
Private Investment in Public Equity ,
Preservation of capital ,
Painting the tape ,
Return of capital ,
Return on Capital ,
Return on Invested Capital ,
Return on Total Assets ,
Regional bank ,
Regulation Q ,
Required reserves ,
Reserve ratio ,
Reserve requirement ,
Retail banking ,
Reading the tape ,
Real-time trade reporting ,
Regulation D ,
Regulation G ,
Regulation T ,
Regulation U ,
Round of funding ,
Rules of Fair Practice ,
Rate of exchange ,
Reciprocal of European terms ,
Regulation A ,
Right of first refusal ,
Right of rescission ,
Right to Know ,
Revolving line of credit ,
Right of recourse ,
Rule of 78 ,
Right of redemption ,
Retirement Equity Act of 1984 ,
Return on Capital Employed ,
Rate of return ,
Real rate of return ,
Real-time ,
SG&A ,
Savings bank ,
Savings deposits ,
Short-term reserves ,
Sight letter of credit ,
S&L ,
State bank ,
Segregation of securities ,
Sell the book ,
Small Order Execution System ,
Standard of living ,
Second-to-die insurance ,
Statute of Limitations ,
Satisfaction of debt ,
Staggered board of directors ,
Selling the spread ,
Selling short against the box ,
Shorting against the box ,
S Corporation ,
Subchapter M ,
Subchapter S Corporation ,
Schedule C ,
Securities Act of 1933 ,
Securities Acts Amendments of 1975 ,
Securities Exchange Act of 1934 ,
Seek a market ,
S&P phenomenon ,
Times interest earned ,
Total assets ,
Total cost ,
Time deposit ,
Time draft ,
T-Bill ,
Term to maturity ,
Take a position ,
Time order ,
Total return ,
Trailing P/E ,
Total asset turnover ,
Total return index ,
Tenancy by the entirety ,
Term deposit ,
Time note ,
Truth in Lending ,
Tax-managed fund ,
Time spread ,
Time-sharing ,
The Street ,
Time stop ,
Timing the market ,
Taxpayer Relief Act of 1997 ,
Tax Reform Act of 1986 ,
Tax Reform Act of 1993 ,
Take a bath ,
Tip ,
U.S. Government Agency Security ,
U.S. Savings Bond ,
U.S. Treasury ,
U.S. Treasury Bill ,
U.S. Treasury Bond ,
U.S. Treasury Note ,
U.S. Treasury Securities ,
Uniform Securities Act ,
Unit of trade ,
Unit of trading ,
Wholesale banking ,
Williams Act ,
World Bank ,
Waiver of premium ,
W-2 Form ,
W formation ,
Year-To-Date ,
Yield to call ,
Yield to maturity ,
Yield to worst ,
Y shares