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Life expectancy method
A category of Annuity distribution methods that determine payments from life expectancy Chart . Two examples of Life expectancy methods are the Term certain method and the recalculation method. There are IRS tables that determine Life expectancy of the owner or the Joint life expectancies of the owner and a Beneficiary . The Withdrawal amount is calculated by dividing the Balance at the beginning of the year by the Factor found in the IRS Life expectancy tables. For each year that passes by, the life expectancy Factor is reduced by one.
Related Terms: 15
ACH , Annuity , Balance , Beneficiary , Chart , CTA , Factor , Joint , Life expectancy , Life expectancy method , Own , Term , UIT , Withdraw , Withdrawal
Semi Related Terms: 524 CLICK HERE TO VIEW
Adjusted balance method ,
Allowance for depreciation ,
Annuity unit ,
Account balance ,
ACH ,
Average daily balance ,
Average daily balance method ,
Accrual of discount ,
Amortization of premium ,
At par ,
All or any part ,
At best ,
At call ,
Adjustable life insurance ,
Annuity ,
At risk ,
Add-on service ,
Abstract of title ,
Action to quiet title ,
As is ,
Assignment to creditors ,
Attorney in fact ,
Amortization term ,
Assignment of mortgage ,
Average life ,
A shares ,
Automatic withdrawal ,
At the money ,
Annuity factor method ,
Across the board ,
Additional paid-in capital ,
Amount recognized ,
Against the box ,
At the bell ,
At the close ,
At the figure ,
At the full ,
At the market ,
At the opening order ,
Automated Pricing and Reporting System ,
Away from the market ,
Back pay ,
Balance ,
Below the line ,
Books of final entry ,
Books of original entry ,
Banking Act of 1933 ,
Bid-to-cover ratio ,
Bill pass ,
Bureau of Public Debt ,
Brought over the wall ,
Buying on margin ,
Buy on close ,
Buy on opening ,
Buy the book ,
Balance of payments ,
Base-year analysis ,
Board of Governors ,
Beneficiary ,
Beneficial owner ,
Breaking the syndicate ,
Bill of exchange ,
Bill of sale ,
Breach of trust ,
By the book ,
Balloon payment ,
Bank term loan ,
B shares ,
Buy and write ,
Breadth-of-market theory ,
Beat the gun ,
Calendar year ,
Commercial year ,
Cost Of Goods Sold ,
Cost of sales ,
Compensating balance ,
CAT bond ,
Certificate of Participation ,
Chart ,
Committee on Uniform Securities Identification Procedures ,
Coupon pass ,
Code of procedure ,
Credit balance ,
Capitalization of income ,
Cost of Living Adjustment ,
Cost-of-living index ,
Council of Economic Advisers ,
Cash and carry trade ,
Chasing the market ,
Cheapest to deliver ,
Chicago Board of Trade ,
Commodities Exchange Act ,
Crop year ,
CTA ,
Cash value life insurance policy ,
Cash withdrawal ,
Chartered Life Underwriter ,
Contingent beneficiary ,
Convertible term insurance ,
Cost-of-living rider ,
Credit life insurance ,
Capital gains distribution ,
Certificate of stock ,
Cost of carry ,
Certificate of title ,
Contract for deed ,
Cancellation of debt ,
Certificate of Claim ,
Cost of debt capital ,
Cost of funds ,
C shares ,
Class of options ,
Close to the money ,
Certificate of Occupancy ,
Cloud on title ,
Cash-balance plan ,
Cash or Deferred Arrangement ,
Combination annuity ,
Class A Shares ,
Class B Shares ,
Crash of 1929 ,
Crash of 1987 ,
Child and dependent care credit ,
Candlestick charts ,
Coefficient of determination ,
Cup and handle ,
Certificate of delivery ,
Close a position ,
Cornering the market ,
Curbs in ,
Declining balance method ,
Double-declining balance depreciation method ,
Deposit in transit ,
Date of issue ,
Date of payment ,
Delivery vs. payment ,
Distribution date ,
Division of Enforcement ,
Division of Investment Management ,
Division of Market Regulation ,
Do Not Reduce ,
Date of record ,
Distribution period ,
Dividend in arrears ,
Desk (the) ,
Division of labor ,
Decreasing term life ,
Dual life insurance ,
Distribution stock ,
De-escalation clause ,
De facto ,
Doing business as ,
Durable Power of Attorney ,
Date of maturity ,
Debit balance ,
Debtor in possession ,
Debtor-in-possession financing ,
Deed of Release ,
Deed of Trust ,
Deferred payment ,
Discharge of bankruptcy ,
Discharge of lien ,
Down payment ,
Due-on-sale clause ,
Deep in the money ,
Deep out of the money ,
Deed of Surrender ,
Department of Housing and Urban Development ,
Deferred annuity ,
Deferred payment annuity ,
Dogs of the Dow ,
Dead cat bounce ,
Depth of market ,
Eurodollar certificate of deposit ,
Escrowed to maturity ,
Ex-legal ,
Either-or order ,
Edge Act ,
E-mini ,
Exchange for futures ,
Exchange for physical ,
Exchange of spot ,
Ex-pit transaction ,
Ex-all ,
Equitable owner ,
Ex-warrants ,
Early withdrawal penalty ,
Employee Retirement Income Security Act of 1974 ,
Excess distribution ,
Ex-rights ,
Ex-rights date ,
Exchange distribution ,
Factor ,
First In First Out ,
Fiscal year ,
Federal Savings and Loan Association ,
Face-amount certificate ,
Flight to quality ,
Flow of funds ,
Fill or kill ,
Front-ending an order ,
Forward P/E ,
Factors of production ,
Favorable balance of trade ,
Fed pass ,
Face amount ,
Fee-for-service ,
Fixed annuity ,
Form S-1 ,
Friends and family offering ,
Fair Credit Reporting Act ,
Fair Debt Collection Practices Act ,
Full faith and credit ,
Family of funds ,
Fund of funds ,
Finite-life REIT ,
Free and clear ,
Federal Insurance Contributions Act ,
Free right of exchange ,
Federal ID Number ,
Ginnie Mae pass-through ,
Glass-Steagall Act ,
G-7 ,
General Agreement on Tariffs and Trade ,
G-8 ,
Graduated payment ,
Growth and income fund ,
Gather in the stops ,
Hart-Scott-Rodino Act of 1976 ,
Hit the bid ,
House of issue ,
Health Insurance Portability and Accountability Act ,
Holder in due course ,
Home equity line of credit ,
Home Mortgage Disclosure Act ,
Hybrid annuity ,
Head and shoulders ,
Hammering the market ,
Held at the opening ,
Holding the market ,
In escrow ,
Intermediate-term ,
In-house ,
Investment Advisor Act of 1940 ,
Investment Company Act of 1940 ,
In line ,
Income distribution ,
Insider Trading sanctions Act of 1984 ,
Internal Rate of Return ,
Indication of interest ,
In intestacy ,
In play ,
In-process research and development ,
I/O strip ,
Immediate payment annuity ,
In-service withdrawal ,
Imbalance of orders ,
In and out ,
In sympathy ,
In the tank ,
Joint account ,
Jointly and severally ,
Jumping the gun ,
Joint ,
Joint venture ,
Joint will ,
Joint and several liability ,
Joint mortgage ,
Joint ownership ,
Joint and survivor annuity ,
Joint life annuity ,
Joint Stock Company ,
Joint return ,
Joint tax return ,
Last In First Out ,
Lender of last resort ,
Law of one price ,
Long-term ,
Lending at a rate ,
Limit-on-close order ,
Law of demand ,
Law of supply ,
London International Financial Futures and Options Exchange ,
Level term insurance ,
Life expectancy ,
Life insurance ,
Long-term care insurance ,
Lump sum distribution ,
Long-term debt ,
Long-Term Equity Anticipation Securities ,
Letter of comment ,
Line of credit ,
Loan-to-cost ,
Loan-to-value ,
Lock-in ,
Long-term mortgage ,
Long-term lease ,
Life annuity ,
Life expectancy method ,
Leading the market ,
Locked in ,
Long-term gain or loss ,
Linear chart ,
Logarithmic chart ,
Lognormal distribution ,
Level I quotes ,
Medium-term ,
Medium-term bond ,
Mortgage pass-through security ,
Make a market ,
Market if touched order ,
Market on close order ,
Mark-to-market ,
Medium of exchange ,
Marginal propensity to consume ,
Mortality tables ,
Mortgage life insurance ,
Minimum payment ,
Modified pass-through ,
Money at call ,
Money factor ,
Minimum distribution ,
Negotiable certificate of deposit ,
Negotiable Order of Withdrawal ,
Notice of Sale ,
National Association of Securities Dealers ,
National Association of Securities Dealers Automated Quotations system ,
Nonparticipating life insurance policy ,
Null and void ,
Notice of Default ,
Notional principal amount ,
National Association of Real Estate Investment Trusts ,
Nonperiodic distribution ,
Normal distribution ,
Off-balance-sheet financing ,
Off the books ,
One time charge ,
Other long term liabilities ,
Office of Thrift Supervision ,
Out-of-favor ,
Over-the-Counter ,
On-floor order ,
On margin ,
Or better ,
One-share one-vote rule ,
Opinion of title ,
On account ,
On-the-spot loan ,
Original principal balance ,
Owner financing ,
Out of the money ,
Own ,
Old age, survivors, and disability insurance ,
On-balance volume ,
On close ,
One man picture ,
On open ,
On the opening ,
Owner-employee ,
Pooling of interests ,
Profit and loss statement ,
Pass-through ,
Pass-through coupon rate ,
Payment date ,
Payment-in-kind security ,
Price Value of a Basis Point ,
Private sector pass-through ,
Payment for order flow ,
P&L ,
Provision for income taxes ,
Periodic payment plan ,
Power of Attorney ,
Past-due balance method ,
Pool factor ,
Previous balance method ,
Principal amount ,
Principal balance ,
Prioritization of debt ,
Premature distribution ,
Preretirement survivor annuity ,
Prudent Expert Act ,
Paid-in capital ,
Paid-in surplus ,
Percent held by institutions ,
Private Investment in Public Equity ,
Preservation of capital ,
Point-and-figure chart ,
Probability distribution ,
Painting the tape ,
Qualifying annuity ,
Reports and Records ,
Return of capital ,
Return on Capital ,
Return on Invested Capital ,
Return on Total Assets ,
Reading the tape ,
Receive against payment ,
Receive versus payment ,
Regulation D ,
Regulation G ,
Regulation T ,
Regulation U ,
Round of funding ,
Rules of Fair Practice ,
Rate of exchange ,
Reciprocal of European terms ,
Reduced paid-up insurance ,
Red herring ,
Regulation A ,
Right of first refusal ,
Right of rescission ,
Right to Know ,
Remaining principal balance ,
Reverse-annuity mortgage ,
Revolving line of credit ,
Right of recourse ,
Rule of 78 ,
Raw land ,
Right of redemption ,
Required Minimum Distribution ,
Retirement Equity Act of 1984 ,
Return on Capital Employed ,
Rate of return ,
Real rate of return ,
Selling, General and Administrative Expenses ,
SG&A ,
Savings and Loan ,
Short-term reserves ,
Sight letter of credit ,
S&L ,
Stop payment ,
Secondary distribution ,
Securities and Exchange Commission ,
Short-term ,
Segregation of securities ,
Sell the book ,
Standard of living ,
Second-to-die insurance ,
Single-premium life insurance ,
Stock life insurance company ,
Severally but not jointly ,
Statute of Limitations ,
Sale and leaseback ,
Satisfaction of debt ,
Single-payment loan ,
Standard payment calculation ,
Staggered board of directors ,
Selling the spread ,
Savings Incentive Match Plan for Employees ,
Single-life annuity ,
Single-Premium Deferred Annuity ,
Selling short against the box ,
Shorting against the box ,
S Corporation ,
Short-term gain or loss ,
Subchapter M ,
Subchapter S Corporation ,
Schedule C ,
Securities Act of 1933 ,
Securities Acts Amendments of 1975 ,
Securities Exchange Act of 1934 ,
Seek a market ,
S&P phenomenon ,
Stop and reverse ,
Trial balance ,
Term CD ,
T-Bill ,
Term ,
Term bond ,
Term to maturity ,
Take a position ,
Two-sided market ,
Two-way market ,
Trailing P/E ,
Term insurance ,
Tenancy by the entirety ,
TED spread ,
Term deposit ,
Term loan ,
Truth in Lending ,
Two-step mortgage ,
Term trust ,
Tenancy at will ,
Top hat plan ,
Transfer payments ,
The Street ,
Timing the market ,
Taxpayer Relief Act of 1997 ,
Tax Reform Act of 1986 ,
Tax Reform Act of 1993 ,
Tax tables ,
Take a bath ,
Term repo ,
Term sheet ,
U.S. Government Agency Security ,
U.S. Savings Bond ,
U.S. Treasury ,
U.S. Treasury Bill ,
U.S. Treasury Bond ,
U.S. Treasury Note ,
U.S. Treasury Securities ,
Uniform Securities Act ,
Universal life ,
UIT ,
Unit of trade ,
Unit of trading ,
Variable life ,
Variable universal life ,
Withdraw ,
Withdrawal ,
With interest ,
Williams Act ,
Waiver of premium ,
Widow-and-orphan stock ,
W-2 Form ,
W formation ,
When, as, and if issued ,
X or XD ,
Year-over-year ,
Year-To-Date ,
Yield to call ,
Yield to maturity ,
Yield to worst ,
Y shares