Qualifying ratios
Calculations used by lenders to determine the largest Mortgage that a home buyer can afford.
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Allowance for depreciation,
At par,
All or any part,
At best,
At call,
At risk,
Add-on service,
Action to quiet title,
Assignment to creditors,
Attorney in fact,
Adjustable Rate Mortgage,
Amortization term,
Assignment of mortgage,
Assumable mortgage,
A shares,
At the money,
Age-weighted plan,
Across the board,
Additional paid-in capital,
Against the box,
At the bell,
At the close,
At the figure,
At the full,
At the market,
At the opening order,
Away from the market,
Below the line,
Bid-to-cover ratio,
Bond Buyer,
Buy,
Brought over the wall,
Buying on margin,
Buy limit order,
Buy minus,
Buy minus order,
Buy on close,
Buy on opening,
Buy order,
Buy stop order,
Buy the book,
Breaking the syndicate,
By the book,
Bank term loan,
Back-end load,
B shares,
Buy and write,
Buy-side,
Beat the gun,
Collateralized Mortgage Obligation,
Committee on Uniform Securities Identification Procedures,
Chasing the market,
Cheapest to deliver,
Convertible term insurance,
Contract for deed,
Chattel mortgage,
Closed-end credit,
Commercial mortgage,
Conventional mortgage,
Closed-end fund,
Closed-end investment company,
C shares,
Close to the money,
Cloud on title,
Cash or Deferred Arrangement,
Class A Shares,
Class B Shares,
Close a position,
Cornering the market,
Curbs in,
Deposit in transit,
Dividend in arrears,
Desk (the),
Decreasing term life,
De-escalation clause,
De facto,
Debtor in possession,
Debtor-in-possession financing,
Due-on-sale clause,
Deep in the money,
Deep out of the money,
Dogs of the Dow,
Escrowed to maturity,
Either-or order,
E-mini,
Exchange for futures,
Exchange for physical,
Equity mortgage,
First In First Out,
Federal Home Loan Mortgage Corporation,
Federal National Mortgage Association,
Flight to quality,
Fill or kill,
Front-ending an order,
Forward P/E,
Fee-for-service,
Front-end load,
Form S-1,
First mortgage,
Fixed-Rate Mortgage,
Government National Mortgage Association,
G-7,
General Agreement on Tariffs and Trade,
G-8,
General mortgage,
Growing equity mortgage,
Gather in the stops,
Hit the bid,
Holder in due course,
High-ratio mortgage,
Home equity,
Home Equity Conversion Mortgage,
Home equity debt,
Home equity line of credit,
Home equity loan,
Home Mortgage Disclosure Act,
Home inspection,
Hammering the market,
Held at the opening,
Holding the market,
Home run,
In escrow,
Intermediate-term,
In-house,
In line,
In intestacy,
Insured mortgage,
In play,
In-process research and development,
I/O strip,
In-service withdrawal,
In and out,
In sympathy,
In the tank,
Jumping the gun,
Joint mortgage,
Last In First Out,
Lender of last resort,
Long-term,
Lending at a rate,
Limit-on-close order,
Level term insurance,
Long-term care insurance,
Long-term debt,
Long-Term Equity Anticipation Securities,
Legal age,
Lend,
Lender,
Loan-to-cost,
Loan-to-value,
Lock-in,
Long-term mortgage,
Long-term lease,
Large cap,
Leading the market,
Locked in,
Long-term gain or loss,
Level I quotes,
Medium-term,
Medium-term bond,
Mortgage-backed certificate,
Mortgage-backed security,
Mortgage bond,
Mortgage pass-through security,
Mortgage pool,
Make a market,
Market on close order,
Mark-to-market,
Marginal propensity to consume,
Mortgage life insurance,
Mortgage lien,
Marginal lender,
Money at call,
Mortgage,
Mortgage banker,
Mortgage banking,
Mortgage broker,
Mortgage debt,
Mortgage interest deduction,
Mortgage note,
Mortgage rate,
Mortgage REIT,
Mortgage risk,
Mortgage servicing,
Normal retirement age,
Off the books,
Other long term liabilities,
Over-the-Counter,
On-floor order,
On margin,
Or better,
On account,
On-the-spot loan,
Open-end credit,
Open-end mortgage,
Open mortgage,
Overlying mortgage,
Open-end fund,
Open-end management company,
Out of the money,
Open-end lease,
Old age, survivors, and disability insurance,
On-balance volume,
Odd lot buy/sell ratio,
On close,
On open,
On the opening,
Payment-in-kind security,
Price Value of a Basis Point,
Payment for order flow,
P&L,
Provision for income taxes,
Private Mortgage Insurance,
Package mortgage,
Purchase-money mortgage,
Paid-in capital,
Paid-in surplus,
Percent held by institutions,
Private Investment in Public Equity,
Painting the tape,
Return on Capital,
Return on Invested Capital,
Return on Total Assets,
Real Estate Mortgage Investment Conduit,
Reading the tape,
Regulation D,
Regulation G,
Regulation T,
Regulation U,
Regulation A,
Right to Know,
Residential mortgage,
Reverse-annuity mortgage,
Reverse mortgage,
Rollover mortgage,
Return on Capital Employed,
SG&A,
Short-term reserves,
S&L,
Short-term,
Sell the book,
Second-to-die insurance,
Secondary mortgage market,
Second mortgage,
Self-amortizing mortgage,
Share appreciation mortgage,
Standard payment calculation,
Selling the spread,
Special use property,
Savings Incentive Match Plan for Employees,
Selling short against the box,
Shorting against the box,
S Corporation,
Short-term gain or loss,
Subchapter M,
Subchapter S Corporation,
Schedule C,
Seek a market,
S&P phenomenon,
Term CD,
T-Bill,
Term,
Term bond,
Term to maturity,
Take a position,
Trailing P/E,
Term insurance,
Tenancy by the entirety,
Term deposit,
Term loan,
Truth in Lending,
Two-step mortgage,
Term trust,
Tenancy at will,
Top hat plan,
The Street,
Timing the market,
Take a bath,
Term repo,
Term sheet,
U.S. Government Agency Security,
U.S. Savings Bond,
U.S. Treasury,
U.S. Treasury Bill,
U.S. Treasury Bond,
U.S. Treasury Note,
U.S. Treasury Securities,
X or XD,
Year-To-Date,
Yield to call,
Yield to maturity,
Yield to worst,
Y shares